This 2 part course [COCP 1 & COCP 2] will cater to current and prospective Credit Officers of the Bank. Parts 1 & 2 will be delivered with a 6 months interval. Full participation in COCP 1 will be a pre-requisite for participation in COCP 2. The course will reinforce the fundamentals of credit, accounting, financial analyses, and how to initiate and manage credit risk in the Bank
The VaudRisk Credit Cycle will be the model for instruction. Classroom instruction and the case study will be the principal teaching methods. These will be complemented by video and guest presentations. Team assignments and presentations will be a feature as will individual tests and team contests. A class size of 30 to 35 participants is recommended
Key areas to be covered in COCP 1 will include Target Marketing, Credit Initiation, Credit Administration, Documentation, Early Warning & Monitoring systems and Remedial Management
Focus areas in COCP 2 will include Due Diligence at Initiation and Renewal of Credits; Cash Flow Projections & Analysis; Management and Competitive Analyses; Debt Rating Model [DRM]; Structuring; Compliance, Anti-Money Laundering/Fraud Detection; Basel II & Basel III
